Business Private Medical Insurance

Cransford specialises in business health insurance and employee healthcare benefits across the UK. From SMEs to large corporates, we help employers provide fast access to private medical treatment, reduce absenteeism, and enhance staff wellbeing. With our expert advice and insurer negotiations, you gain flexible, cost-effective healthcare plans that attract and retain talent while safeguarding the future of your business.

Protecting your people. Strengthening your business.

Protect your people. Strengthen your business.

At Cransford, we specialise in business health insurance solutions for companies of every size — from micro businesses and SMEs to large corporates. Private healthcare benefits are one of the most valued employee perks, helping you attract, retain, and protect your team while reducing the impact of absence on your bottom line.

We work across the entire UK market, negotiating directly with leading insurers on your behalf to secure the most competitive premiums, strongest benefits, and flexible cover options. From simple cash plans to comprehensive private medical insurance, we tailor policies to meet your organisation’s needs.

Why Choose Business Health Insurance?

Faster Treatment & Recovery
Employees get rapid access to private medical treatment, helping them return to work quickly.
Attract & Retain Talent
Health cover is a highly desirable benefit that strengthens your employee value proposition.
Improved Wellbeing
Options include digital GP services, mental health support, and preventative health benefits.
Customisable Cover
Add extras such as dental and optical benefits, health assessments, or extended family cover.

Our Approach

We don’t just compare the market — we negotiate with insurers on your behalf. That means:

Dedicated executive support for your business
Annual policy reviews to manage costs and protect benefits
Switch service with full admin handled by us
Advice tailored to your workforce, from self-employed professionals to corporate teams

Whether you’re renewing an existing policy or arranging cover for the first time, we make the process simple, transparent, and cost-effective.

Existing Cover & Switch Service

Already insured? Our specialists will review your policy to check:

Are you paying too much for the same benefits?
Could better benefits be secured without increasing cost?
Are claims and ongoing treatments impacting renewal premiums unnecessarily?

Where switching makes sense, we manage the process with minimal admin for you, ensuring no loss of essential cover.

Why Businesses Choose Cransford

Independent broker with access to the full UK market
No-obligation quotes tailored to your workforce
Discounts with Kingsbridge Healthcare Group
Long-term support, not just a policy sale

Get a Quote Today

Protect your team with Business Health Insurance that works for you. Speak to our advisers and discover how much your business could save.

Business Private Medical Insurance

Personal Private Health Insurance

International Health Cover

Cransford Care+

Frequently Asked Questions

What is Business Health Insurance?

Business health insurance provides employees with access to private medical treatment, often faster than the NHS, reducing time away from work and improving staff wellbeing. Policies can be tailored for small teams, SMEs, or large corporates.

How much does it cost to cover my employees?

Costs vary depending on the size of your workforce, the level of cover chosen, and optional benefits such as dental or mental health support. At Cransford, we negotiate directly with insurers to secure the most competitive premiums for your business.

Can I switch providers if I already have cover?

Yes. Our team specialises in reviewing existing policies and negotiating renewals. Even if you’ve had claims or ongoing treatments, we can help minimise premium inflation and keep your essential benefits in place when switching to a new provider.

Expert Guidance for Every Business

No two businesses are the same, and neither are their healthcare needs. Cransford provides tailored advice whether you’re a self-employed professional, a growing SME, or a corporate organisation with hundreds of staff. Our advisers handle the details, negotiate with insurers, and ensure your policy continues to deliver value year after year.