International Medical Cover

Whether you’re relocating for work, studying abroad, or enjoying life overseas, Cransford’s international private medical insurance ensures you and your family can access the very best care worldwide. We work with leading providers like Cigna to deliver comprehensive expat health insurance with flexibility, value, and peace of mind.

Worldwide Health Cover That Travels With You

Global Healthcare Without Borders

At Cransford, we specialise in international health insurance solutions for individuals, families, and professionals living or working abroad. From expatriates and long-term travellers to global employees and digital nomads, having reliable medical cover overseas ensures you’re never left vulnerable to unfamiliar healthcare systems or unexpected costs.

We work across the global insurance market, partnering with leading providers such as Cigna International, to negotiate on your behalf. That means you gain access to the most competitive premiums, flexible cover options, and comprehensive benefits that travel with you wherever life takes you.

Whether you’re relocating for work, retiring overseas, or spending extended time abroad, we help you find a worldwide health insurance policy that fits your lifestyle and budget.


Why Choose International Health Insurance?

Faster Access to Treatment
Skip unfamiliar local systems and access private medical treatment abroad without delays.

Peace of Mind for Families
Protect yourself, your partner, and dependents with flexible family international health cover.

Flexible Worldwide Protection
Choose cover for just your home and host country, or extend it globally — with optional USA coverage available.

Emergency Support & Repatriation
From medical evacuations to returning you home for treatment, you’ll never be left without urgent care.

Comprehensive Benefits
Cover includes diagnostics, surgery, mental health support, cancer care, maternity, and optional dental and optical benefits.


Our Approach

At Cransford, we don’t just compare quotes — we negotiate directly with international insurers to secure the strongest benefits and fairest pricing for our clients. With us, you’ll always know your cover is tailored to your exact needs.

That means:

  • Independent advice across the global health insurance market

  • Dedicated adviser support from application to claim

  • Annual policy reviews to manage costs and protect your benefits

  • Modular options such as dental, maternity, or outpatient cover

  • Full switch service if you already hold a plan

Whether you’re planning to move abroad, applying for a visa that requires proof of healthcare cover, or managing your family’s wellbeing across multiple countries, we make worldwide medical insurance simple, transparent, and stress-free.


Existing Cover & Switch Service

Already insured? Our experts will review your policy to ensure you’re getting the best deal. We’ll check:

  • Are you overpaying for the same level of benefits?

  • Could stronger cover be secured without increasing cost?

  • Are ongoing claims unnecessarily inflating your premiums?

If switching makes sense, we’ll handle the full process with minimal admin for you — ensuring continuity of cover with no loss of essential benefits.


Why Clients Choose Cransford

  • Independent broker with global healthcare expertise

  • Partnerships with leading international insurers like Cigna

  • No-obligation quotes tailored to your circumstances

  • Modular cover options to match your lifestyle

  • Long-term support, not just a policy sale


Get a Quote Today

Protect your health wherever life takes you with International Private Medical Insurance designed around your needs. Speak to one of our advisers today and discover how simple global healthcare protection can be.

Frequently Asked Questions

What is international health insurance?

International health insurance (also called worldwide medical cover or IPMI) provides access to private healthcare across multiple countries. Unlike travel insurance, it covers routine and emergency treatment, hospital stays, diagnostics, and long-term care for individuals and families living, working, or studying abroad.

Travel insurance is usually short-term and designed for emergencies like accidents or lost luggage. International health insurance covers both emergency and routine healthcare — including consultations, cancer care, maternity, mental health support, and more — making it essential for expatriates and long-term residents abroad.

You can customise your plan with add-ons such as dental and optical care, outpatient treatment, maternity benefits, and extended mental health support. Your adviser will tailor these based on your circumstances and budget.

Healthcare Without Borders

With Cransford, you’re never limited by location. Our international health insurance solutions give you fast, reliable access to private medical care worldwide, so whether you’re working overseas, retiring abroad, or travelling long-term, you and your family are always protected.

Why Choose Us?

We understand every client is different — that’s why we offer flexible levels of service and engagement.

15+ years

In health insurance and private cover strategy

25% Avg. Saving

Clients switching via Cransford typically reduce premiums

99% Retention

Clients stay with us year after year

FCA Regulated

We’re authorised and regulated by the Financial Conduct Authority

Trusted by top providers